Just to let everyone know, that I got a great deal to insure my phone... with my home insurance company!

I called them to know if they can cover my phone for losing it.. or breaking it (pretty much anything that can happend!) and it cost 32$ a year!!
I think this is pretty cheap... for a 650$ Phone! (I'm Canadian... its a bit more expensive because of tax, and duty)
If I lose it or break it, it will cost me only 100$ to have it replace. and they will replace... not repair.

My insurance company is "promutuel", Quebec, Canadian insurer.

Have fun with your phone everyone.